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Retail Investment For Sale , 21 Bank Street, Ashford, TN23 1DG

950 Sq Ft / Other

For Sale - £600,000.00

Available - Last updated: 14 July 2025

The ground floor lock-up shop provides some 740 sq. ft. of open plan retail space which is currently trading as an oriental massage parlour. Basement storage accommodation includes WC and kitchenette area. The self-contained upper floors provide two x 2-bed flats recently refurbished to a good standard, each let to separate long-term tenants.
( Agency Pilot Software ref: 585 )

Location

This property is located on the eastern side of Bank Street mid-way between its junction with Tufton Street in the centre of Ashford and Elwick Road to the south where the new Elwick Place development is located. This is a central trading location just outside the town centre’s pedestrianised area. Ashford, one of Kent’s designated growth centres, currently has a population of approximately 75,000 inhabitants and is set to grow substantially in the next 20 years. The town is centrally located within the county, benefitting from a fine communications network via the A20/M20 and five mainline railways. Ashford International Passenger station can give direct access to northern continental Europe via Eurostar and London is some 38 minutes distant via HS-1

Accommodation

Ground Floor Shop 

Sales area: 742 sqft

Basement: 208 sq.ft

Terms

SERVICES Mains water and electricity are connected to the premises.

COUNCIL TAX 2- bed flat The two flats are assessed as Band B, the current sum payable per annum being £1,499.85.

BUSINESS RATES The retail premises are assessed as “shop and premises” and have a Rateable Value of some £13,750. The uniform business rate multiplier for the year 2025/26 is 49.9p. Small Business Rate Relief is available for eligible occupiers.

TENURE The two residential flats are let on 12-month ASTs, one flat producing £1,095 pcm, and the larger flat producing £1,125 pcm. The ground floor lock-up shop has been let from October 2023 on a new 7-year FRI lease at an average rent of £18,000 per annum on an FRI basis. This gives a combined gross rent in the order of £44,640 per annum.

TERMS The freehold interest of the property, subject to the afore-mentioned leases and licences is available, for which offers in excess of £600,000 are being sought. It is not believed VAT is applicable to the purchase although purchasers should make their own enquiries

. LEGAL COSTS Each party to be responsible for their own legal costs in the transaction.

ENERGY PERFORMANCE CERTIFICATE The commercial element of the property is assessed at Band E (104), whilst the 1st floor flat is assessed as Band D (60) and the top flat as Band C (59). Full reports available upon request.

Specification

• Prominent central location
• Mixed investment – retail and residential
• Immediate availability
• Rental income circa £44,500 per annum

Property Quote Price(s)

DescriptionSale typeGuide pricePrice type
  For Sale Freehold £600,000.00 NA

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Contact agents

Richard Stafford

Stafford Perkins Chartered Surveyors

01233 690510

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